Helping you make the right mortgage choice
Buying A Property
Choosing a mortgage is an important decision and one that should be considered carefully. But with so many products and offers on the market, finding the right mortgage for you can be quite a daunting task.
So at Meridian Advice we aim to make the process as simple and straightforward as possible. We have a specialist team of mortgage advisers with full knowledge of the market so they can find the right mortgage for you at an affordable price.
With a clear view of your financial circumstances we can guide you through the options that will suit you, according to what you can afford, how much you can borrow and the costs related to your purchase.
We can also advise you on surveys, lending criteria and acceptable property constructions and we will work closely with your solicitor to get the mortgage awarded and ensure that your purchase keeps on track.
Meridian Advice offers mortgage advice from the whole of the market so we can choose from a wide range of lenders to find the most suitable mortgage for you.
TopChanging A Mortgage
Once you have a mortgage it is important to keep reviewing the market regularly to ensure you are always taking advantage of the most competitive products available. A change in interest rates for example can lead to an increase in your monthly payment.
Your existing lender will always keep you informed of their latest offers but you may well find that a broader view of the market will give you access to a better deal through another lender.
Changing your mortgage not only ensures that you are taking advantage of the most competitive products but it can also be used to raise extra capital for those much needed home improvements or perhaps consolidating your loans to ease your cashflow worries.
At Meridian Advice we will work with you to help you find the most suitable mortgage product for you from the many that are available. And as changing your mortgage can involve costs, we always make sure that your borrowings cover all fees so you don’t find yourself saddled with a large bill. We also have access to lenders who will waive arrangement fees and offer free surveys and legal advice, so we can advise you on these products as well.
Meridian Advice offers mortgage advice from the whole of the market so we can choose from a wide range of lenders to find the most suitable mortgage for you.
TopBuy To Lets
The market for buy to let mortgages is very specialist, so advice is recommended if you are considering investing in property in this way. There are different criteria that you need to fulfil, from minimum earnings to minimum rental income, depending on which lender you choose.
At Meridian Advice we have a broad knowledge of the buy to let market and can guide you through all the options to find the most suitable product for you according to your financial and personal situation, your earnings and the property itself.
Meridian Advice offers mortgage advice from the whole of the market so we can choose from a wide range of lenders to find the most suitable mortgage for you.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the loan amount may be payable on application. Typically this will be £195.
Buy to let mortgages are not regulated by the Financial Services Authority.
For advice or a quote please call us now on 0191 223 6400 or simply complete our online enquiry form – we aim to get back to you on the same working day.